Health Coverage, Maternity Leave, Family and Medical Leave Act, Articles that support Preemie Parents

72 Pages

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8” x 10”

CreateSpace Press

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72 Pages

Full Color

8” x 10”

CreateSpace Press

Amazon.com

$24.99

Medical Articles

In the News

Maternity Leave: The Basics

Read up on Maternity Leave, Family and Medical Leave Act as well as Short Term Disability Laws. [more]

The picture did improve in 1993 with the passage of the Family and Medical Leave Act (FMLA), which entitles most workers to up to 12 weeks of job-protected medical leave for birth or adoption.

Paying the Bills

Take the time to get great articles about paying the NICU bill, where to get help and relief. [more]

Whether you are insured and worried about how you’ll pay your share of your baby’s hospital stay or uninsured and can’t fathom how you’ll manage such a hefty bill on your own, you can take measures to ease the financial strain of having a premature baby.

However, fewer parents-to-be realize that they may be in for a nasty surprise if their baby is premature or for some other reason needs special care immediately after birth: The neonatal intensive care unit (NICU) personnel at their in-network hospital may be out of network.

Shortly after her birth, the hospital billing department gave Ablondi the bad news that their insurance plan might not cover all the NICU expenses because the staff was out of network.

Her advice: Don't take no for an answer. Initially, the insurer refused to pay any of the NICU bills. Eventually they paid their share. Things weren't much different at the local Medicaid office, says Ablondi. The first person said Abigail couldn't qualify because of the family's income. Eventually, Ablondi talked to a supervisor who, she says, was also clueless. "But she did her research and called me back." Abigail got the coverage she needed.

An astute social worker alerted the family to one possible way to address the billing problem: Abigail might qualify for Medicaid, the federal-state program for low-income or disabled patients. Under federal rules, if Abigail met certain weight and other medical criteria, she could be deemed disabled under the Supplemental Security Insurance program and thus be eligible for Medicaid. Babies weighing less than 1,200 grams (about 2 pounds, 10 ounces) are considered disabled; Abigail weighed 1,162 grams. [google search:. applying for medicaid]

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